One our Agents was golfing the other day with friends and heard this terrible crash from the fairway! They quickly finished and saw the accident. The driver of the truck fled the scene, and this poor home owner has thousands in damage to their home.
This is a complex claim, not only does the insurer of the black VW have to pay out, but you have Uninsured Motorist Coverage come into play and Homeowners Insurance, IF the owner has any… suprisingly, many people in these older neighborhoods don’t carry home owners insurance.
You need a fantastic agent in a case like this because undoubtedly most insurance companies will drag their feet and point the finger… ask yourself this question…
If you were the driver of this black car (who admitted fault) only had basic limits of liability, what would you do? $5,000 of property damage wouldn’t put a dent in this claim, not $10,000, or even $25,000 (5x the legal limit), there is easily $40,000 – $50,000 in damages here if not more. If you don’t know what limits you have on your policy, you could come OUT OF POCKET for something like this and it could devistate your financial future.
Call us today for a free review of your insurance policy and lets make sure you are covered if you have a claim. Don’t put yourself in this situation.