Homeowner’s and Renter’s
Homeowners and Renters Insurance is vital to protecting your long-term assets. Whether its an apartment, condo, single family home, or multi-unit dwelling, HVH Insurance will shop the marketplace to find you the right coverage for your needs. Below is a quick rundown of how Homeowners and Renters Insurance works…
Fast Accurate Quotes
Call (888)498-4495 or click the link below.
HO3 Vs. HO5
Renters Insurance or HO4
California Fair Plan (Insurance for high brush fire danger)
Home insurance can subjective and no 1 policy is the same… All Insurance companies have a cookie cutter approach to where and what they will insure. Call your Agent annually and update them on any and all changes, big purchases, and more so they can properly assess your risk as it evolves from year to year. Often people purchase home insurance and never look at the policy again, this can be a huge mistake. If you aren’t sure, give HVH Insurance a call so we can give you a complimentary Home Insurance Review.
As a friendly reminder; always have your smoke and fire alarm batteries replaced every 6 months, keep an unexpired or full fire extinguisher on premises at all times, know where your gas and water shut off valves are, and keep your property maintained (trees and bushes trimmed, attic and vents properly secure to prevent rodents, etc). Take photos of every room and save them ideally to a cloud based storage every 6 months so you have photo evidence in the event of a major claim.